Unintentional Check Fraud
Sometimes we make mistakes. We don’t mean to break rules, but it happens. When you make a mistake related to writing a check, you may be charged with check fraud. While this is unintentional check fraud, you still have to face the penalties. A New Jersey attorney can help you avoid those penalties.
Unintentional Check Fraud | Common Reasons
I think one of the biggest misconceptions about check fraud is that to some extent, depending on the factual background of the situation, it’s not a crime at all. I think that the people who are receiving these checks are presuming that they can use the municipal court and, in some cases, the Superior Court as a collection agency. Very often, there’s simply some type of other issue arising, which is not criminal at all, and I often see that the people are trying to use the municipal courts in a way that they weren’t intended.
Unintentional Check Fraud | Errors
Oftentimes I find that people may not be aware that the check they wrote was no good, or perhaps there was another check that cleared in between, which left them with a lower balance than they thought. I’ve also seen checks being mishandled by the person who received it, and instead of actually tendering the check to the bank, they may simply call the bank and get the wrong information from the bank, which then becomes their basis for bringing the charge, and may not be accurate at all.
It appears that there are some communication problems when people open up their bank accounts online as opposed to going into a physical bank location and opening their accounts in person. In certain instances, the bank is not aware of the online banking account at all. Sometimes it becomes an issue where it’s very hard for the bank in certain situations to line up the check with the account that was established online. As an experienced New Jersey check fraud lawyer, I have seen all of these scenarios, and more, and will gladly fight to prove your innocence against unintentional check fraud in New Jersey.
Were you a victim of unintentional check fraud? You may be worried about what you can do to avoid penalties for something that was not your fault. Call New Jersey check fraud attorney Carl Spector today for a free consultation.